- As of December, Postfinance intends to charge customers with negative interest rates with at least CHF 250,000 in their accounts.
- Affected are only customers who only use cash
- This confirms the financial institution to SRF.
- To date, this threshold was 500,000 Swiss francs.
"For customers who only park liquidity with us, we set the threshold again 250 & # 39; 000 francs. For those who actively work with us and use a wide range of our products, services and services, we still have a threshold of 500,000 francs, "confirms Postfinans to SRF.
Interest rates already reduced to November
With this "Credit" is not for Postfinans alone, but only Graubündner Kantonalbank transfers negative interest rates from an account balance of 250,000 francs, and the alternative bank even from 50,000 francs.
Postfinans said only a deep four-digit number of customers affected by this measure have already been informed in writing.
Danmarks Nationalbank's negative interest rates are particularly significant for Postfinans, as it is not allowed to conduct direct credit and mortgage operations during the current Already on November 1, Postfinance lowered interest rates on its savings accounts (from 0.05 to 0.025 percent) and pension accounts (from 0.2 to 0.15 percent).
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