The outcry against the Apple card began when Basecamp founder and Ruby on Rails creator David Heinemeier Hansson accused the bank of sexism after being offered twenty times the credit limit his wife had, despite filing a joint tax return.
In response to the controversy, Goldman published a statement on Twitter which partially said: "We have not and will never make decisions based on gender factors … Together with a third party, we reviewed our credit decision process to protect against inadvertent prejudice and results. "
– GS Bank Support (@gsbanksupport) November 11, 2019  In addition, the bank said it would evaluate its credit decisions if users made a request: "If you think your credit limit does not adequately reflect your credit history because you might in a similar situation, we would like to hear from you. Based on additional information that we can request, we will evaluate your credit limit. "
After the first Twitter thread, Jamie Heinemeier Hansson wrote a statement explaining why she decided to publish fr "That means for the woman struggling to start a business in a world that still seems to think women can't be as successful or creditworthy as men," Hansson said. "It's important for the woman to try to get out of an abusive relationship. This is important for minorities who are prejudiced by institutional prejudice. It means so many. And that's important to me. "
However, Goldman Sach's response was not enough for Hansson. In another thread on Twitter, he characterized the response as" condescending "and pointed out the updates to the process that would be required to achieve justice.
Listen then this: 1) Applicants must have full visibility of the inputs to your algorithm, 2) The importance of each input must be accounted for, 3) They must be able to correctly incorrect data, 4) Your representatives must be able to explain the algorithm. only results please.
– DHH (@dhh) November 11, 2019
Hansson received support over the weekend from a prominent source: Apple founder Steve Wozniak, who experienced a similar deviation in credit lines with his wife and placed the blame not only on Goldman but also on Apple to give his name to the program
I am a current Apple employee and founder of the company and the same thing h came to us (10x) even though we had no separate assets or accounts. Some say the debt is on Goldman Sachs but the way Apple is linked they should share responsibility.
– Steve Wozniak (@stevewoz) November 10, 2019
Apple has not yet commented on the issue.