Here are the four major health care plans in the Democratic presidential election, from least to most aggressive:
The bid plan would not be as disruptive or expensive as a payer, but it would also leave millions of Americans without health insurance and do not eliminate medical bills.
The bid plan would automatically sign up to the government plan for the roughly 5 million Americans living in poverty in states that did not expand Medicaid. He would also make the federal subsidies under Obamacare significantly more generous and provide middle-class taxes to lower his premium costs. His plan includes other changes, such as banning surprising medical billing, using antitrust to break up healthcare companies, and limiting prescription drug prices.
Buttigieg suggests doing more than Biden in some small but important ways. Unlike Biden, Buttigieg also runs a hard cap on the costs for the elderly in the existing Medicare system.
Perhaps the most important difference between these moderates is that Buttigieg would automatically enroll people in plans on the public option if they were justified. He silences what happens to people who refuse to pay after being automatically registered, but says he will create a backstop fund to pay providers "for unpaid care for patients who are uninsured."
The Buttigieg plan, like Bidens, is estimated to cost about $ 1
trillion in ten years, far less than the $ 30 trillion sticker shock that comes with the Liberals' single-payer plans.
Warren's public alternatives would be significantly more aggressive than either Biden or Buttigieg. She would automatically register anyone under the age of 18 in the plan and not charge them any premiums, which guarantees free insurance for all children. It would also be free for anyone earning 200 percent of the federal poverty line (about $ 51,000 for a family of four). The existing Medicare program would also extend dental benefits to its existing population.
But Warren's plan stops short, at least until year three, to push for a plan with a payer that would move all Americans – including the $ 150 million or so who get their insurance through their employer – on the government plan .
Unlike Sanders, Warren has insisted that she can pay for an individual payer without raising the tax on the middle class, instead putting the burden on the wealthy and the companies. Some economists have questioned this claim.
Under this Medicare-for-all system, all Americans would be guaranteed medical, dental, vision and auditory care without virtually any deduction, premiums or co-payments of any kind. There is no obvious limit to how many times people can go to the doctor or dentist and have the government pick up the tab.
According to Sander's plan, private insurance companies would evaporate in four years. Sanders' bill would begin by eliminating all cost sharing in Medicare and notifying individuals older than 55 and under 18. In the second year of its implementation, Sanders' bill would again lower the Medicare eligibility age from 55 to 45. In the third year, the age would again fall from 45 to 35. By the fourth year, every American would be in the individual payer system.